Jewelry in the Household Insurance

Home insurance is suitable for everyone who lives in an apartment or a House. All things that man has and among the furniture, are insured for damage. All movable property in the apartment are furniture. These things are insured but also for certain damages. This would damage caused by fire, water, theft, storm and hail.Counting storm and hail as a threat.

Jewelry in the Household Insurance

For these risks, certain requirements must be met.

Fire must develop this independently and distribute through their own efforts. Tap water must come only from pipes of water supply and at least the wind strength 8 must be in a storm, as well as a building ties. That is, the terrace, on which stand the furniture, should be connected directly to the building. Ice grains are known as hail.

If someone has but expensive jewelry in the apartment, then it should be stored at best in a vault. Called this safe at the insurance value protection cabinets, which are recognized by qualified bodies. The value protection cabinets should have at least a weight of 200 kg or be left at a lesser weight in a wall or a floor. Also expertly anchored in a wall is possible. The units of value of should be not so easy or no longer removable.

The jewelry in this value protective Cabinet is stored, there are certain compensation limits that maximum will be compensated in the event of a damage according to the terms and conditions of the insurance. Is the jewelry but been in the value protection Cabinet, as a burglary took place, and was then stolen, the jewelry without a compensation limit is of course assured, with respect to the insured sum in the agreement.

Therefore should be paid upon completion of a home insurance just to the compensation limits of jewelry and also on other services offered by insurers. To get good comparisons in particular online insurance calculators.An expensive home insurance must not necessarily offer the best services.

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